Investment Disclaimer
This disclaimer governs your use of our portfolio investment course and related services provided by marcluviahub.com. Please read this information carefully before proceeding.
General Information Disclaimer
The information provided in our portfolio investment course is for educational purposes only and should not be considered as personalized financial advice. While we strive to provide accurate and up-to-date information about asset allocation, risk management, and investment strategies, this content is general in nature.
Our course materials cover various aspects of portfolio construction, market analysis, and wealth building techniques. However, individual circumstances vary significantly, and what works for one investor may not be suitable for another.
Investment Risk Warning
All investments carry inherent risks and past performance does not guarantee future results.
Portfolio investment involves various forms of financial risk including market volatility, capital loss, and economic uncertainty. The diversification strategies and asset allocation methods taught in our course are designed to help manage risk but cannot eliminate it entirely.
- Market conditions can change rapidly, affecting portfolio performance and investment returns
- Currency fluctuations may impact international investments and cross-border asset allocation
- Economic factors beyond your control can influence investment outcomes and portfolio growth
Information Accuracy
While we make every effort to ensure the accuracy of our course content regarding financial markets, investment principles, and portfolio management techniques, we cannot guarantee that all information is current or complete.
Financial markets and investment regulations change frequently. Students should verify current information independently.
Limitation of Liability
marcluviahub.com and its instructors shall not be held liable for any financial losses, investment decisions, or consequences arising from the use of our educational materials.
We are not responsible for investment losses resulting from course application
Students assume full responsibility for their investment decisions and financial planning
Our educational content does not constitute professional financial advisory services
Third-Party Resources
Our course may reference external financial resources, market data providers, or investment platforms for educational purposes. We do not endorse or guarantee the accuracy of third-party content.
Students should conduct their own research when using external financial tools or platforms.
Professional Financial Advice
Consultation Recommendation
Before making significant investment decisions or implementing portfolio strategies learned in our course, we strongly recommend consulting with qualified financial advisors, tax professionals, or investment specialists familiar with South African regulations and your personal circumstances.
Expected Outcomes
Individual results from applying our portfolio investment strategies may vary significantly based on market conditions, personal circumstances, risk tolerance, and implementation approach.
Success in portfolio investment depends on numerous factors beyond the scope of our educational content.
Intellectual Property
All course materials, including investment frameworks, portfolio models, and educational content, are protected by copyright and remain the property of marcluviahub.com.
Disclaimer Updates
We reserve the right to update this disclaimer to reflect changes in our services, legal requirements, or educational content. Students will be notified of significant changes.
Terms Acceptance
By enrolling in our portfolio investment course, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
Your continued use of our services constitutes acceptance of any updated terms.
Last Updated: June 2, 2025