Terms and Conditions

Acceptance of Terms

By enrolling in our investment education program, you agree to be bound by these terms and conditions, our privacy policy, and any additional guidelines provided during the course.

These terms apply to all students, regardless of course level or payment plan selected.

Course Services

Our portfolio investment course provides comprehensive education on asset allocation, risk management, market analysis, and wealth building strategies through online modules, practical exercises, and expert instruction.

Student Responsibilities

As a course participant, you agree to:

• Provide accurate information during enrollment and maintain current contact details
• Use course materials solely for personal educational purposes and not redistribute content
• Participate respectfully in any group discussions or online forums
• Complete assignments and assessments honestly and independently
• Seek professional advice before making significant investment decisions

Prohibited Activities

The following activities are strictly prohibited:

Intellectual Property Rights

All course materials, including videos, documents, assessments, and proprietary investment frameworks, remain the exclusive property of marcluviahub.com and are protected by copyright law.

Students receive limited, non-transferable access to materials for personal educational use only.

Payment and Refund Policy

Course fees must be paid according to the selected payment plan. All prices are listed in South African Rand and include applicable taxes.

Limitation of Liability

marcluviahub.com shall not be liable for any direct, indirect, incidental, or consequential damages arising from course participation or investment decisions made based on educational content.

Student Indemnification

Students agree to indemnify and hold harmless marcluviahub.com from any claims, damages, or expenses arising from their use of course materials or violation of these terms.

Course Termination

We reserve the right to terminate student access for violations of these terms, non-payment, or inappropriate conduct.

Students may cancel enrollment according to our refund policy terms.

Governing Law

These terms are governed by South African law, and any disputes will be resolved in the courts of Johannesburg, South Africa.

Terms Modifications

We may update these terms periodically to reflect changes in our services or legal requirements.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Complete Agreement

These terms, together with our privacy policy and course guidelines, constitute the entire agreement between students and marcluviahub.com.